COMMERCIAL INSURANCE
BestCover Insurance have a wide range of commercial products to suit your individual business requirements. Protecting your business should be your priority so our promise is to take the time and effort to compare the price and benefits of different insurers to ensure you have a tailored product for you and your business.
Some of our products are listed below:
Tradesmen Insurance
Our Tradesmen policy protects your business property as well as liability to your employees, clients and members of the public. We provide insurance cover for builders, carpenters, plumbers, painters, plasterers, electricians, tilers and many more trades.
Employers Liability & Public Liability
Employers Liability Insurance provides cover for you if you become legally liable to your employees for Injury/death/diseases and/or damages, expenses and costs which occurred during the course of their employment with your company.
Public Liability Insurance provides cover for you if you become legally liable to a member of the public for bodily Injury/death/diseases, damages, expenses and costs and/or damage to their property following an accident which occurred during the period of insurance and is in connection with your business.
Contractors All Risks
Contractors All Risks Insurance provides All Risks cover for you for contract works, plant, machinery, equipment and temporary buildings for which you are legally responsible, usually while working on a specific construction contract.
The sum insured should be the replacement cost and in respect of contract works/buildings, the sum insured should include the cost of debris removal & architect/surveyors fees.
Fleet Insurance
Typically Motor Fleet Insurance provides insurance cover for a minimum of 5 vehicles. BestCover Insurance offer motor fleet insurance coverage of private cars and commercial vehicles on a motor fleet basis. This coverage offers flexible cover for a variety of vehicle types such as 4-wheel drives, special types, vans, HGV’s and private vehicles. We offer tailored packages designed to suit your motor fleet business insurance needs and a member of the BestCover team is at hand to discuss your requirements with you.
Haulage
Our haulage insurance provides cover for a range of vehicle types, including articulated lorries and light and heavy goods vehicles. We aim to offer haulage insurance packages that are customised to meet your insurance requirements. BestCover Insurance will offer professional advice and help save you money with a competitive premium.
Motor Trade
BestCover Insurance offer motor trade road risks and garage combined insurance for its customers. Standard motor trade occupations such as mechanics, sales, service, crash repairs to name but a few are acceptable, and we will consider part-time traders subject to underwriting acceptance criteria. A range of our cover include public and product liability, employer’s liability, material damage and business interruption.
Shop, Office & Surgery
From accountants to auditors, butchers to barbers and cafés to clothes shops, there are several retail and office based occupations eligible for shop, office and surgery products. BestCover Insurance have very competitive rates and will give you and your business peace of mind that you are accurately protected.
Commercial Property
Commercial property owner’s insurance protects landlords/owners of residential, commercial and industrial properties through a range of benefits including public and landlord liability, commercial lease protection, contents cover and loss of rent.
For your commercial property insurance speak to one of our expert commercial insurance BestCover team members for advice and a quote on a policy tailored to your commercial property insurance needs.
Commercial Combined
The commercial combined insurance policy is a comprehensive package of business insurance products in one policy. It is designed to be flexible enough to meet the business insurance needs of a wide range of commercial operations and business operating in a wide range of business sectors. At BestCover Insurance we will tailor your commercial insurance policy to suit the nature and size of your business.
Residential Property Owners
If you own an investment property or a portfolio of investment properties, then it’s vital that you have the right property insurance cover in place to protect your investment and a Property Owners Insurance policy will provide the key covers you need.
Pub Insurance
BestCover Insurance offer pub insurance policies that are tailored to your specific needs. We are on hand to provide expert advice as regards to what level of cover your public house business may require. Our pub insurance customised packages can ensure that your business is protected from risks such as personal accident, assault, loss of licence and public, product and employer’s liability.
Restaurant Insurance
BestCover Insurance can supply restaurant insurance policies designed to cover a range of risks such as property damage insurance, public and employer’s liability insurance, business interruption insurance, legal expenses cover and contents cover. We can tailor packages to suit your specific needs, so whether you are seeking small café insurance or a well-established restaurant insurance we will design a suitable package to meet your particular requirements, giving you the peace of mind that your business is protected.
Self-Build Insurance
Whether you are building a new house on a green field site or renovating or extending your current home, we understand that building a dream home to your very own standards and specifications is one of the most difficult yet satisfying projects you will ever undertake. Having the right self-build insurance in place before you commence your project is vital. Your self-build could be disrupted for a number of reasons including accident, injury, arson or theft. Self-build site insurance ensures you are covered for almost any eventuality and provides you with financial compensation in the event of a loss and peace of mind.
Professional Indemnity
Professional indemnity insurance is a must if your business offers advice or professional services to others. If a case is made against you, professional indemnity insurance will cover the associated legal costs and rewards. Architects, accountants, engineers and IT consultants are among those who require this type of insurance.
Hotel/B&B/Guesthouse
Hotel, B&B and Guesthouse Insurance is a specific type of insurance that protects hotel, bed & breakfast and guest house owners from loss or damage to their property and claims brought against it by their guests or third parties. BestCover insurance take the time to work with you and assess the risks associated with your business.
For More Information About Our Commercial Insurance please fill out this form
BestCover Commercial Insurance
At BestCover Insurance, we do everything in our power to get our customers the very best insurance policy at the most competitive prices. To find out more about our commercial insurance policies and procedures make sure to read our blog.